Papa_Complex |
07-07-2010 12:07 PM |
Quote:
Originally Posted by shmike
(Post 390998)
We have regulated capitalism.
While I agree that people should not have to fight with their insurance companies to have legitimate bills paid, the company should also be expected (and allowed) to do their due diligence to make sure it was a covered loss. To be honest with you, I find it hard to believe that the insurance company is even involved at this point.
Regarding the companies do not care comments, I believe that those comments were made in regard to the ex's employer not her insurance carrier. I originally said she should get an attorney (I misread and assumed she had been fired). I no longer feel that that is necessary.
They are holding her job for her while she is away. What more should she expect? Should the company continue to pay her for not working?
While this tragic event is more assuredly going to cause a huge financial strain on the family, I'm not sure how that is the fault or responsibility of her employer? :idk:
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The way that I see it, it's a case of two companies not meeting their responsibilities. The 'employer' is failing to be an advocate for the person they employed, who is now in dire straights. This strikes me as a failure of corporate responsibility, the washing their hands of the entire issue. What else is an HR department for?
As to the insurer, they're doing what many companies have been slapped down for on numerous occasions; delaying, delaying, and then likely denying. I have no problem with a company working to be profitable but this strikes me as both abrogation of basic human responsibility, and breach of contract by failure to perform. Insurance companies in the US have a very poor track record for fulfilling their responsibilities, and allegations (founded) of paying performance incentives for finding ways to avoid those responsibilities.
*EDIT* Kaneman, next time your ex talks to the insurer, tell her to get a case number from the contact. Whenever she calls them back tell her to reference that case number, rather than letting them run her through the gears yet again.
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