Quote:
Originally Posted by tommymac
I ride both but have a dedicated track bike that I do not have insured.
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What he said... I don't insure my race bike
Quote:
Originally Posted by tommymac
One track org up here classifies themselves as a school so Ihave heard you could get money back if you crashed because its instructional. Never realy looked into it though.
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Also correct...
If you do track days with your street bike, your insurance agent will PROBABLY tell you that you're covered if something happens if you use the educational, non-competitive environment approach. It doesn't have to be labeled as a school. The organization I work for explicitly says that we're not due to liability reasons, but our customers haven't had any problems that I know of with insurance after a mishap..... but absolutely consult with your agent to find out for sure as everyone's insurance carriers are different.
Now if you're only doing track days with a dedicated track bike, you MIGHT get away with doing the same, but again, you'd really have to consult your agent.
Me, I don't bother, as I said. I pitched my SV down at over 100mph early in the season & repaired it outta pocket. If I insured it and claimed damage, I'd probably be paying a LOT more in premiums than I do in repairs at this point.