Michigan is a no fault state so that part doesn't matter. In any case they measured the skid mark at 83 feet. I don't know what that translates into speed, but with cold tires, rock pebbles being in the road and going down hill, I couldn't have been going that fast. The insurance adjuster said she's seen many wrecked bikes and that mine looks like a 25mph low side. There was a police report so there is no problem with the insurance part. They came out to look at the bike this morning. I don't have hard numbers yet but she was estimating about $4-$5K worth of damage. She said I needed to get my bike into a shop so they can give a full estimate and they will base the repair cost off of what the shop says it will cost. Since it is only cosmetic damage I will do the repairs myself.
The only thing I can say that the truck driver did wrong was that he didn't have a flagger at the top of the hill to stop traffic.
