AmEx Platinum v. Blue

fasternyou929 · 11-20-2008, 03:54 PM

A question to those of you carrying an AmEx platium card (green, gold, or platinum for that matter, since they all have an annual fee).

I've carried the blue card for a couple years now. Last year my cash rebate was over $700 at the end of the year, and I get many of the same benefits provided by the charge cards. AmEx keeps sending pre-approvals, first year's fee waived for their platinum cards and every time I call about my account they give me the sales pitch.

I've yet to see the benefit - I'd rather get PAID $700+ to use a card than pay them $150-350. For those carrying one of their cards with the annual fee, what do you get (that you actually use) for the added cost?

VatorMan · 11-20-2008, 03:57 PM

I have 3. A Entertainment gold for Concert pre-sales. A Blue for rewards and a Platinum tied to Hilton Honors.

I use them as my wants dictate.

ceo012384 · 11-20-2008, 04:14 PM

i have the blue cash card. no annual fee plus you get cash back once a year

haven't had it long enough to get my first cash back though

i also have a gold one

R6Chick · 11-20-2008, 05:43 PM

I'm in the same boat you are Dan.

I haven't taken any of the offers because I'd rather get paid money and buy my own plane ticket to where I want instead of dealing with miles, any restrictions, monthly fees, etc.

But maybe Sean can help because he's got the Gold Amex... not the black, but the Gold. Haha.

speedylocksmith · 11-20-2008, 06:45 PM

I have the Gold and the Blue. Had the gold for 4 years before they sent me the offer of the blue, I took it since there's no annual fee, and the annual fee for the gold is only $50 or 60

AquaPython · 11-20-2008, 07:33 PM

don't be Matt-Gay

unknownroad · 11-21-2008, 12:07 AM

Quote:

Originally Posted by fasternyou929

AmEx keeps sending pre-approvals, first year's fee waived for their platinum cards and every time I call about my account they give me the sales pitch.

Seems like that should be clue enough that you're better off with the Blue

They want to up-sell you to a more profitable product.

Lately they've been bugging me about a "plum" card, of all the goddamn things

... for my non-existent business, naturally. Plum??? I mean, they're sending them to my wife as well, so they should know I'm not gay... wtf?

Rsv1000R · 11-21-2008, 07:18 AM

The Plat card get's you access to a couple Airlines Presidents Club. For a while my Co would pay for a club if you traveled a lot, I got them to put that towards my Plat fee.

Gas Man · 11-21-2008, 09:39 AM

I have the blue... its ok but I rarely ever use it...

MC/Visa = easy to use
Discover = less easy
Amex Blue = more suck for use

fasternyou929 · 11-21-2008, 09:50 AM

Quote:

Originally Posted by Rsv1000R

The Plat card get's you access to a couple Airlines Presidents Club. For a while my Co would pay for a club if you traveled a lot, I got them to put that towards my Plat fee.

Not a bad idea... that'd definitely be nice for the long layovers on international flights. What does the membership typically run?

Quote:

Originally Posted by Gas Man

I have the blue... its ok but I rarely ever use it...

MC/Visa = easy to use
Discover = less easy
Amex Blue = more suck for use

I've found it has a lot to do with location. In FL I don't think any merchant declined my AmEx, in NC it happens from time-to-time, and in West Virginia they look at me like I'm a leper when I hand it to them.

Even the grocery stores up there won't accept it.

11-20-2008, 03:54 PM	#1
fasternyou929 SFL Expatriate #2 Join Date: Nov 2008 Location: Raleigh, NC Moto: CBR1000 Posts: 2,043	AmEx Platinum v. Blue A question to those of you carrying an AmEx platium card (green, gold, or platinum for that matter, since they all have an annual fee). I've carried the blue card for a couple years now. Last year my cash rebate was over $700 at the end of the year, and I get many of the same benefits provided by the charge cards. AmEx keeps sending pre-approvals, first year's fee waived for their platinum cards and every time I call about my account they give me the sales pitch. I've yet to see the benefit - I'd rather get PAID $700+ to use a card than pay them $150-350. For those carrying one of their cards with the annual fee, what do you get (that you actually use) for the added cost?

11-20-2008, 04:14 PM	#3
ceo012384 Pompous Prick Join Date: Mar 2008 Location: MA Moto: 06 R6 (race), 04 CRF Tard (race) Posts: 3,040	i have the blue cash card. no annual fee plus you get cash back once a year haven't had it long enough to get my first cash back though i also have a gold one __________________ LRRS/CCS #123 Boston Moto Dunlop Woodcraft 35 Motorsports Sidi Pit Bull K&N Filters

11-21-2008, 09:39 AM	#9
Gas Man Trip's Assistant Join Date: Feb 2008 Location: Imported from Detroit Moto: 2009 HD Street Classic Posts: 12,149	I have the blue... its ok but I rarely ever use it... MC/Visa = easy to use Discover = less easy Amex Blue = more suck for use __________________ -Chris "Why pay somebody else to fuck up your bike?" Run Amsoil Product

11-20-2008, 03:57 PM	#2
VatorMan Wrap Yo Ass in Fiberglass Join Date: Feb 2008 Moto: Feet Posts: 1,605	I have 3. A Entertainment gold for Concert pre-sales. A Blue for rewards and a Platinum tied to Hilton Honors. I use them as my wants dictate.

11-20-2008, 05:43 PM	#4
R6Chick I haven't had that in yrs Join Date: Nov 2008 Location: Fort Lauderdale, FL Moto: 2004 R6 Posts: 439	I'm in the same boat you are Dan. I haven't taken any of the offers because I'd rather get paid money and buy my own plane ticket to where I want instead of dealing with miles, any restrictions, monthly fees, etc. But maybe Sean can help because he's got the Gold Amex... not the black, but the Gold. Haha.

11-20-2008, 06:45 PM	#5
speedylocksmith Much better off!! Join Date: Nov 2008 Location: Hollyweird, FL Moto: 05 1Krr Posts: 676	I have the Gold and the Blue. Had the gold for 4 years before they sent me the offer of the blue, I took it since there's no annual fee, and the annual fee for the gold is only $50 or 60

11-20-2008, 07:33 PM	#6
AquaPython put it THIS way Join Date: Nov 2008 Posts: 3,185	don't be Matt-Gay

11-21-2008, 07:18 AM	#8
Rsv1000R WERA White Plate Join Date: Nov 2008 Posts: 1,059	The Plat card get's you access to a couple Airlines Presidents Club. For a while my Co would pay for a club if you traveled a lot, I got them to put that towards my Plat fee.