If this is what I wanted...why am I so nervous? - Page 2

CrazyKell · 03-13-2009, 10:49 AM

Quote:

Originally Posted by Archren

Smart move. After I moved in with my mom after my dad passed away and took over ALL the house payments/household bills... on only my income, it's been very difficult. Hopefully I can pay down the debt I incurred from moving out of the ex's house once I deploy.. but for now it's like I'm just treading water.

I do NOT like this one single bit, but honestly I'd rather be in debt than still be in that marriage.

I know what you mean!

Everyone is pressuring me to buy but I just don't feel ready. I have NO savings so if I lost my job or something else happened I'd have to rely on my parents. I just don't want to do that.

I want a sizeable chunk of money in the bank before I even consider buying a house.

Sure I'd rather pay a mortgage than rent but not if it means I'm putting myself in a worse situation financially.

I've entertained the idea of asking my parents if they wanted to split a house with me, but I just don't know how they'd take to that idea.

Papa_Complex · 03-13-2009, 10:55 AM

Sounds fairly normal to me. The two most stressful 'normal' activities that you can do in life are change/lose you job and move.

askmrjesus · 03-13-2009, 11:21 AM

Quote:

Originally Posted by zed

some advice I've been given before was don't do anything you are unsure about.

Sorry, but that's really crappy advice.

If you're sure of everything you do, you'll never do much, or you're a damn fool.

In other words, go big or stay home.

JC

Librarian · 03-13-2009, 03:26 PM

Quote:

Originally Posted by askmrjesus

Sorry, but that's really crappy advice.

If you're sure of everything you do, you'll never do much, or you're a damn fool.

In other words, go big or stay home.

JC

What AMJ is trying to say Kell, has been said by others before:

Life is made up of a series of judgments on insufficient data, and if we waited to run down all our doubts, it would flow past us. -- Learned Hand

Party like it's 1999. -- The Purple One

CrazyKell · 03-13-2009, 03:36 PM

Well after weighing all the options I decided to decline this apartment.

The anxiety I was feeling wasn't merely because I was afraid of moving forward (so not an issue for me) but because something just didn't feel right. I am confident that something will feel right soon in the housing department.

My original plan was a move-in date of June 1st. I'm going to stick to the plan!

Particle Man · 03-13-2009, 04:21 PM

lease = commitment = fear

wildchild · 03-13-2009, 05:01 PM

guess this means no pics of new "lace" huh? rats.

probably a good choice. the gut-o-meter is often right if it's mroe3 then just the normal jitters.

Apoc · 03-13-2009, 07:18 PM

Im looking at homes too kell. Im sure their a fair bit cheaper here, i can get a fairly new, 3 bedroom, 2 door garaged home here for 100k. But the thought of owning a house is hella scary! lol.

HokieDNA01 · 03-13-2009, 07:35 PM

I wouldn't purchase a house till you have 10-20% of a down-payment. That is why the market in the US is so bad now (low rate interest loans too). People put nothing down then when the housing market fell, they owe more than the house is worth. I think it is worth it to wait till you have some savings to put down. And remember, home ownership is more expensive than what you put down on paper. When something breaks, its on you...and stuff always breaks.

cbrchick · 03-13-2009, 08:08 PM

Quote:

Originally Posted by Apoc

Im looking at homes too kell. Im sure their a fair bit cheaper here, i can get a fairly new, 3 bedroom, 2 door garaged home here for 100k. But the thought of owning a house is hella scary! lol.

I'd jump on that in a heart beat. Going to look again at a 75 year old house for 329....

03-13-2009, 10:55 AM	#12
Papa_Complex Nomadic Tribesman Join Date: Nov 2008 Location: Brampton, Canada Moto: '09 ER-6n Posts: 11,150	Sounds fairly normal to me. The two most stressful 'normal' activities that you can do in life are change/lose you job and move. __________________ "Everything's better with pirates." - Lodge, "Dorkness Rising" http://www.morallyambiguous.net/

03-13-2009, 04:21 PM	#16
Particle Man Custom User Title Join Date: Nov 2008 Location: Central NY Moto: 2003 SV650S Posts: 14,959	lease = commitment = fear __________________ I'm not "fat." I'm "Enlarged to show texture." Handle every stressful situation like a DOG: If you can't eat it or hump it, pi$$ on it & walk away.

03-13-2009, 07:35 PM	#19
HokieDNA01 WERA White Plate Join Date: Nov 2008 Location: Nashville, TN Moto: 2007 Suzuki GSX-r 750 Posts: 1,404	I wouldn't purchase a house till you have 10-20% of a down-payment. That is why the market in the US is so bad now (low rate interest loans too). People put nothing down then when the housing market fell, they owe more than the house is worth. I think it is worth it to wait till you have some savings to put down. And remember, home ownership is more expensive than what you put down on paper. When something breaks, its on you...and stuff always breaks. __________________ XX>XY 2014 Honda NC700X 2007 Suzuki GSX-r 750 2000 Yamaha XT225 2004 Kawasaki EX250 (sold)

03-13-2009, 03:36 PM	#15
CrazyKell Vrooom Join Date: Nov 2008 Moto: 06 ZX6R Posts: 4,427	Well after weighing all the options I decided to decline this apartment. The anxiety I was feeling wasn't merely because I was afraid of moving forward (so not an issue for me) but because something just didn't feel right. I am confident that something will feel right soon in the housing department. My original plan was a move-in date of June 1st. I'm going to stick to the plan!

03-13-2009, 05:01 PM	#17
wildchild cruiser Join Date: Nov 2008 Location: on the run Moto: '09 HD superglide, 16 Yamaha FZ 09 Posts: 2,749	guess this means no pics of new "lace" huh? rats. probably a good choice. the gut-o-meter is often right if it's mroe3 then just the normal jitters.

03-13-2009, 07:18 PM	#18
Apoc For Science. You Monster. Join Date: Nov 2008 Location: Canada Moto: '08 HD FLSTSB Posts: 3,546	Im looking at homes too kell. Im sure their a fair bit cheaper here, i can get a fairly new, 3 bedroom, 2 door garaged home here for 100k. But the thought of owning a house is hella scary! lol.