Riding withouth health insurance? - Page 3

tommymac · 01-20-2010, 03:56 PM

Quote:

Originally Posted by Tsunami

I just lost my health insurance this month. Granted I don't do anything crazy on the bike anyway and really haven't been riding much since I have been neck deep in school work, it does kind of worry me to ride without coverage. All it takes is one accident to send me to the hospital for pins and rods and I will be in medical debt for the rest of my life.

Of course now that I have a lighter courseload and have the time to ride, I don't have medical coverage.

the school doesnt offer health ins?

pauldun170 · 01-20-2010, 03:58 PM

Quote:

Originally Posted by tommymac

the school doesnt offer health ins?

I thought most schools offer HI to full time students. Perhaps she is part time?

tommymac · 01-20-2010, 04:03 PM

Quote:

Originally Posted by pauldun170

I thought most schools offer HI to full time students. Perhaps she is part time?

When I wen tto school PT I had ins with my UPS benefits, but when that ran out while in PA school they had health ins w ecould get through them so I went with that.

I was without ins for a while since I didnt start working for a few months after graduation.

Tsunami · 01-20-2010, 04:00 PM

Quote:

Originally Posted by tommymac

the school doesnt offer health ins?

I think it offers crap insurance. I have to look and compare some plans. I think its a lot cheaper here to get coverage then it is in NYC. At this point, all I really need is something to cover emergency room visits as regular doc visits I can pay out of pocket for the occasional ailment.

I have heard that if and when I do start the nursing program they do require medical coverage though, so if I decide to go without, it would only be for a few months. Which of course is when its the best time to ride here.

Sixxxxer · 01-20-2010, 04:28 PM

I have insurance...Havent ever Not had it while Riding...But I have discussed this with a few of my riding buddies who dont have health insurance...Its like your MC liscense...I rode without mine for about a year...Got fucked over on my own stupidity and got caught...and now I ride legally no matter what.

But as far as if I didnt have it...Yeah I'd probably still ride.

HurricaneHeather · 01-20-2010, 04:45 PM

I rode for about a year without it, but it never occured to me at the time that it would matter.

Let's just say from my experience....broken femurs are expensive to fix and as of right now, HI has paid for all of it except my deductible.

Particle Man · 01-20-2010, 04:48 PM

Nope

Rangerscott · 01-20-2010, 05:11 PM

I haven't had health insurance for 5 years I think. I have it through my auto/mc insurance.

EpyonXero · 01-20-2010, 06:04 PM

Yes and yes.

Ive been riding for 9 years, and about 7 of them were without insurance. I finally have a good job with actual benefits so I have insurance now but from the time I was off my parents insurance until recently I didnt have any.

Amorok · 01-20-2010, 07:40 PM

That's one of the reasons I stayed in, so I wouldn't have this question.

01-20-2010, 04:28 PM	#5
Sixxxxer Like Gixxxxer But Not Join Date: Jul 2008 Location: Dirty Jersey Moto: 2008 ZX6R Posts: 4,891	I have insurance...Havent ever Not had it while Riding...But I have discussed this with a few of my riding buddies who dont have health insurance...Its like your MC liscense...I rode without mine for about a year...Got fucked over on my own stupidity and got caught...and now I ride legally no matter what. But as far as if I didnt have it...Yeah I'd probably still ride. __________________ [FRSH] Candy Plasma Blue

01-20-2010, 04:48 PM	#7
Particle Man Custom User Title Join Date: Nov 2008 Location: Central NY Moto: 2003 SV650S Posts: 14,959	Nope __________________ I'm not "fat." I'm "Enlarged to show texture." Handle every stressful situation like a DOG: If you can't eat it or hump it, pi$$ on it & walk away.

01-20-2010, 07:40 PM	#10
Amorok Issukangitok Join Date: Nov 2008 Location: Biloxi, MS Moto: '06 Suzuki Boulevard C50T Posts: 2,225	That's one of the reasons I stayed in, so I wouldn't have this question. __________________ What goes around comes around. Sometimes you get what's coming around, and sometimes you are what's coming around. You see what I mean?

01-20-2010, 04:45 PM	#6
HurricaneHeather AMA Supersport Join Date: Nov 2008 Location: Sydney Moto: '98 Honda Fireblade Posts: 3,696	I rode for about a year without it, but it never occured to me at the time that it would matter. Let's just say from my experience....broken femurs are expensive to fix and as of right now, HI has paid for all of it except my deductible.

01-20-2010, 05:11 PM	#8
Rangerscott Viff6N Mutated Warrior Join Date: Mar 2009 Location: Texas Moto: '01 Honda VFR 800 & '09 ER-6N Posts: 8,704	I haven't had health insurance for 5 years I think. I have it through my auto/mc insurance.

01-20-2010, 06:04 PM	#9
EpyonXero AMA Supersport Join Date: Nov 2008 Location: Redneck Riviera, FL Moto: 2003 VFR800f6 Posts: 2,531	Yes and yes. Ive been riding for 9 years, and about 7 of them were without insurance. I finally have a good job with actual benefits so I have insurance now but from the time I was off my parents insurance until recently I didnt have any.