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Old 04-10-2009, 03:17 AM   #21
RACER X
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Quote:
Originally Posted by shmike View Post
Truth.

Had a client reduce her rate but a full percent simply by asking her bank.

No cost, no fees, etc...
thats it, just ask the bank?
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Old 04-10-2009, 09:58 AM   #22
cbrchick
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We're 3 years into a 10 year fixed rate at 5% (25 years).

Dunno if we'll bother refinancing....

It's not a bad rate and we're prolly gonna stay in this house until the baby is born. It's a cheap payment and my income will drop by half 4 months after the babe is born (lots of us get a year off for mat-leave up here). We'll prolly refinance once we decide when and if we are moving.
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