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#41 | |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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300k is about the standard for any specialist starting out. Family doc's, about 200k...
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Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
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#42 |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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Thats ridiculous. Bankruptcy doesnt make everything she's done invalid.
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Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
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#43 |
AMA Supersport
Join Date: Feb 2009
Posts: 4,756
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She can file bankruptcy all she wants. Debt from student loans is exempt from bankruptcy proceedings. There is a separate procedure for student loan debt, but is extremely difficult to get it discharged. Basically you have to prove to a court that you don't make shit and will never be able to make shit for the rest of your life. As a working doctor she wouldn't qualify.
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#44 | |
moderator chick
![]() ![]() Join Date: Feb 2008
Location: Hill Country TX
Moto: Pasta Rockets
Posts: 8,917
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Ooooooooooooo so you get bad credit - s-c-a-r-y. Most don't CARE about their credit rating... in fact, what about finalizing bankruptcy and getting new offers in the mail the very next day??!? They see that not only is the hole empty, but you've put the shovel down. Here, start digging the hole again so you can charge up another load of crap... I don't feel sorry for this woman in the least bit. In fact, I think they should bring back debtor's prison.
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We have enough youth. How about a fountain of "smart"? Come Play at the Track!! http://www.elitetrackdays.com |
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#45 | |
AMA Supersport
Join Date: Feb 2009
Posts: 4,756
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You take out a loan for a car and don't make the payments that car gets taken from you. You take out a loan for a house and don't make the payments that house gets taken from you. You take out a loan to practice a profession and don't pay it back that profession gets taken from you. The problem with the comparison is repossession and foreclosure are not intended to punish the borrower. Those processes exist in an attempt to make the lender "whole". Since they will not receive any more payments they get the property back in hopes that the value will offset the outstanding obligation. In the case of student loans removing a person's ability to work in their profession does nothing to help the lender, it only punishes the borrower. |
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#46 | |
Elitist
Join Date: Nov 2008
Location: SF Bay Area
Moto: Gix 750
Posts: 11,351
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#47 | |
Viff6N Mutated Warrior
Join Date: Mar 2009
Location: Texas
Moto: '01 Honda VFR 800 & '09 ER-6N
Posts: 8,704
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So I get a loan on a bike, dont want to make payments, file bankruptcy, and I expect that I can still keep the bike. Its the same thing. She took out loans to learn (a service), wants to file bankruptcy and expects to keep her title. How is that ridiculous? |
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#48 |
Aspiring Rapper
Join Date: Nov 2008
Location: Halifax, NS
Moto: '12 CB1000R
Posts: 3,569
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Because it's a skill, not a possession.
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#49 | |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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Its not a foreclosure, its bankruptcy. You cant foreclose on a degree. Hell, in Canada at least, you can file for bankruptcy, and keep your home and primary mode of transportation, if you can continue to pay for them. Anyway, its only bankruptcy, not a huge deal. It happens. She'll have good credit again in a year if she buys a secure credit card (ive seen it done). I wish her luck.
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Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
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#50 |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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Off topic, what is with all the hate you guys have for bankruptcy?
Someone fucks up and gets in over their head, its the best way to straighten shit out IMO. Wipes the slate clean and lets you get on with your life. Its only money. Sure, i'd much prefer not to, but if it came down to it, fuck it, theres much worse things to worry about.
__________________
Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
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