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03-05-2010, 12:23 PM | #1 |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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Damn insurance...
Got a letter today. The company that was insuring me, for 1080$ a year, is no longer insuring motorcycles in my province. But my broker has a company that will insure my bike for 3870$/year! Almost quadruple what my insurance was, and i've had no tickets, and had a few dings from a few years back taken off of my record!
Now I gotta find new insurance. I am thoroughly pissed. The better my driving record gets, the more I pay! Fuck!
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Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
03-05-2010, 12:40 PM | #2 |
Moto GP Star
Join Date: Feb 2008
Posts: 12,156
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Yeah look around. That's crazy. I was only paying $470/yr on a brand new GSXR750 with full coverage.
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03-05-2010, 12:43 PM | #3 | |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
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Quote:
My CBR1kRR was 380$/month for insurance
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Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
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03-05-2010, 12:44 PM | #4 |
White Trash Hero
Join Date: Mar 2008
Location: NW Arkansas
Moto: Buell 1125R Porco Rosso Edition
Posts: 4,895
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If it isnt required by your finance company drop it. 2 years premium should cover any damages you may incur. Or ask your finace co what the coverage limits are, maybe you can lower your premiums by raising your deductible, dropping off unisured motorist or something...
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Arkriders.com To be the best you must first be willing to risk the worst! |
03-05-2010, 12:47 PM | #5 |
cruiser
Join Date: Nov 2008
Location: on the run
Moto: '09 HD superglide, 16 Yamaha FZ 09
Posts: 2,749
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WOW!! at those rates I think I would have to giver her up and just ride dirt.
my rates here are 450 per year. full coverage. |
03-05-2010, 12:47 PM | #6 |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
|
Honestly, if the quotes dont get any better, im not asking anything. Im putting PLPD, Fire, and Theft on it, and they can go fuck themselves.
They 'require' full coverage, but with the financial shape HD is in, I dont think theyll be taking bikes from people who pay their payments every month. Not while their dealing with all the people who arent paying, anyway! I hope...
__________________
Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
03-05-2010, 12:49 PM | #7 |
Vrooom
Join Date: Nov 2008
Moto: 06 ZX6R
Posts: 4,427
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I'm in the same boat Apoc. The older I get the worse my rates get. I don't understand.
Have you tried All State or State Farm? |
03-05-2010, 12:51 PM | #8 | |
For Science. You Monster.
Join Date: Nov 2008
Location: Canada
Moto: '08 HD FLSTSB
Posts: 3,546
|
Quote:
Im checking with Royal Bank and Scotia Bank. They have reasonable rates, or so I hear.
__________________
Android OS causes gay. Dont let your child use Android (unless she's a hot female). And dont let your babies grow up to be cowboys, either. |
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03-07-2010, 01:54 AM | #9 |
Holier Than Thou
Join Date: Nov 2008
Location: N.B, Canada
Moto: 06 ZX10R, 18 400 Ninja, 11 KLX250s
Posts: 463
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I know for a fact Statefarm does. They want a spotless record for three years though. Once Tracy's Speeding ticket disappears I will be making the switch. There are many people my age or younger and with higher risk bikes that pay less for full coverage than I do for Liability. Usually less than $1k, sometimes less than $500.
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Good judgement is the product of experience...Experience is the product of bad judgement. Sometimes The Faster It Gets, The Less You Need To Know. But You Gotta Remember The Smarter It Gets, The Furthur It's Gonna Go. |
03-08-2010, 05:21 PM | #10 |
Holier Than Thou
Join Date: Nov 2008
Location: N.B, Canada
Moto: 06 ZX10R, 18 400 Ninja, 11 KLX250s
Posts: 463
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Just heard Allstate commercials on local radio earlier too.
__________________
Good judgement is the product of experience...Experience is the product of bad judgement. Sometimes The Faster It Gets, The Less You Need To Know. But You Gotta Remember The Smarter It Gets, The Furthur It's Gonna Go. |
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